banks

Banks- In banks the clerks/employees do not like to work especially in nationalized banks especially the SBI employees. They give lame excuses that there is no electricity, internet connection is down or sometimes tell that today the person is absent and so staff is insufficient and I have no time today and You can come on next day. It is horrible! If one goes to Bank to open an account he has to meet various formalities and fill various forms. In addition someone who is already an A/c holder has to introduce the person who wants to open the account. This is not justified. Now days if you go to bank to deposit a cheque/Demand draft in you’re a/c you have to drop it in the drop box. The employees of the bank do not give receiving and force the customer to drop it in the drop box in spite of that he is willing to stand in the line. If u insists they simply affix the stamp on the cheque deposit slip but they do not sign it. They want to avoid work and responsibility. If the cheque/DD is missed by the bank employees then who will u held responsible because there is no signature on the cheque/DD deposit slip. This is simple carelessness, laziness, negligence and not at all justified. Drop boxes are used at the ATMs and are used when the customer is in hurry. Now days bank charges for everything they do. Some services must be given with out the charges as some services are the part of their work they provide to the A/c holder. Some Banks make there internal rules to avoid the responsibilities and they have to do less work. Sometime if you are a saving bank A/c holder and u wish to have a cheque book. You approach the Bank with the application and the Bank Employee can told u that you have only deposit amounts in you’re a/c many times but have not withdrawn any amount from your account till now. So you have to first withdraw some amount from your a/c by the withdrawal slip. Then only we can issue you a cheque book. This is not at all justified. RBI should look in to this matter and solve these problems.